Crédito Concedido/Crédito de Cobrança Duvidosa - PARTICULARES - Variação Mensal

Empréstimos de Outras Instituições Financeiras Monetárias a Particulares
Loans of Other Monetary Financial Institutions to Private Individuals
Crédito		Concedido		Cobrança Duvidosa
Banking Credit	Installment Credit			Uncertain Collection
Habitação	JUN.11	114285		1992
Mortgage	JUL.11	114141	-0,13%	2023	1,56%
Consumo	JUN.11	15270		1356
Consumption	JUN.11	15139	-0,86%	1348	-0,59%
Outros Fins	JUN.11	12020		969
Another Finality	JUL.11	11969	-0,42%	1010	4,23%
Total	JUN.11	141575		4317
Total	JUL.11	141249	-0,23%	4381	1,48%
Fonte: Boletim Estatístico do Banco de Portugal
Source: Portugal Central Bank

PASSOS PERDIDOS - Artigo do autor - Diario Económico de 21/SET

http://economico.sapo.pt/noticias/passos-perdidos_127142.html

Passos Coelho – ficar na História ou não

Muito poucos são aqueles que ficam na História de qualquer país. E as razões assentam geralmente em faltas de: inteligência, inovação, visão estratégica, capacidade de liderança, inspiração, competência e coragem; entre muitas outras.
No momento particular que Portugal vive, em que a credibilidade do nosso país está a ser posta em causa, e por esta razão, fazer com que a nossa marcha rumo à solução dos nossos problemas seja mais penosa, é aqui que se exige coragem a quem nos governa para tomar as decisões que se impõem, em nome de Portugal e de todos os portugueses.
Passos Coelho tem uma oportunidade única de ficar na História de Portugal.
Passo a explicar.
Durante anos a fio, os vários governos da República e o PPD/PSD vieram a fazer “ouvidos moucos” às verdadeiras atrocidades cívicas e éticas, que dos lados da Madeira nos tem chegado em catadupa, culminando com o desaforo último do presidente do governo regional, a admitir que tinha escondido propositadamente os “buracos financeiros” da Madeira, por não acreditar no Governo da República e socialista.
Até agora, o PPD/PSD não teve a coragem de retirar a confiança politica a quem tem governado a Madeira da forma que todos conhecemos. Perante este cenário, de verdadeira afronta aos interesses e credibilidade nacionais, o líder do PSD só tem um caminho a seguir – retirar a confiança política ao presidente do governo da Madeira, e desta forma ficar na História, como um homem de coragem – o que teve a coragem que nenhum dos seus antecedentes teve.
Tudo seria mais fácil, se o governante madeirense tomasse uma atitude de elevação e de grande dignidade – se demitisse. Mas como tudo leva a querer que esta situação não acontecerá, terá que ser Passos Coelho a tomar a decisão da retirada da confiança política. Para bem da credibilidade de Portugal, e para que o nosso país não venha a ser confundido com a “Grécia do Atlântico”.
È então nestes momentos, que sem tibiezas ou receios e com grande coragem, os Homens se conseguem distinguir e ficar na História.

Muitos, milhares, milhões de portugueses agradecerão.

IMF Completes First Review Under an EFF with Portugal and Approves €3.98 Billion Disbursement

The Executive Board of the International Monetary Fund (IMF) yesterday (September, 13) completed the first review of Portugal’s performance under an economic program supported by a 3-year, SDR 23.742 billion (about €27.27 billion) Extended Fund Facility (EFF). The completion of the review enables the immediate disbursement of an amount equivalent to SDR 3.467 billion (about €3.98 billion), bringing total disbursements under the EFF to SDR 9.078 billion (about €10.43 billion).

The EFF, which was approved on May 20, 2011 is part of a cooperative package of financing with the European Union amounting to €78 billion over three years. It entails exceptional access to IMF resources, amounting to 2,306 percent of Portugal’s IMF quota, and was approved under the IMF's fast-track Emergency Financing Mechanism procedures.

IMF said: “The new government has signalled its strong commitment to the program, and good progress has been achieved on policy implementation. While the external environment—with market pressures affecting several euro area countries and demand in export markets showing signs of slowing—has remained very difficult, the recent policy action by the European Council to strengthen the euro area crisis management framework has increased the chances of success.

The authorities are addressing recent fiscal slippages to ensure the 2011 program targets are met. They are committed to refocusing the 2012 budget on permanent expenditure measures. Advancing structural fiscal reforms, including through strengthened commitment controls, a streamlined function of the public sector, and a reduction in fiscal risks—particularly those stemming from state-owned enterprises and private-public partnership operations—will significantly strengthen medium-term fiscal sustainability.

“Banks” progress toward improving capital positions through market-based solutions and the recent augmentation in the amount available for capital and liquidity support are key to achieving an orderly deleveraging and restoring confidence. Continued close monitoring of deleveraging will help ensure that the adjustment safeguards adequate credit. The economy’s growth potential and competitiveness will be enhanced over time by the ongoing structural reforms in the labour and product markets (supported by a fiscal devaluation) as well as in the judicial system”.

PORTUGAL – Knows it better!

Now a day, Portugal it’s know by it fragile economic situation, the intervention of Triumvirate - FMI, EU and ECB – and it general problems with economic growth (negative this year and next), unemployment, public debt, external debt (Government and enterprises), internal debt (enterprises and family’s) and some others structural problems.

But, Portugal hasn’t 40 years old! Portugal didn’t be born in April, 1974, with “gillyflower Revolution”. Of course, this step was been very important in Portugal development and in way to restore it credibility in face world, above all, the end of colonies and the ancient politic regime that were the support. The “freedom way” had began there.

Portugal story – principals marks – aren’t knows by European citizens. I don’t refer US citizens, because they have a complete ignorance about Europe and particularly, about Portugal. They don’t capable to indicate in Europe map where is located Portugal! Often, make a strong confusion with Portugal and Spain; often appoint Lisbon like a Spanish town, and so on.

Europeans citizens don’t make these confusions, but they don’t know the story of Portugal.

Portugal and UK are oldest countries in Europe with actual borders. Portugal has one “story” of nine centuries that were begun in 1143 with our first king. But the highest moments of Portugal along these nine centuries, were a lot.

In June, 7, 1494, Portuguese king – João II – and Spanish Catholics Kings – Isabel and Alfonso XII – were to sign a Treaty – Tordessilas Treaty – where the World were divided into two parts – the lands outside Europe that will be discovery, half for each one country. This Treaty finishes with the hegemonic of Papacy, and makes the change for singular and secular power of national’s monarchies.

Along twelve, thirteen, fourteen and fifteen centuries, Portugal were in the vanguard of discoveries – were Portuguese’s sailors – strong men, with them fragile boats, but with a great courage - the firsts European to arrived at Brazil, Angola, Mozambique, India, Japan, Timor East, Pacific Ocean by Magellan Gate. Make trade with these regions and the catholic evangelisation.

Between 1580 and 1640, Portugal were lost it independence. The Spanish were coming and take Portuguese Crown. In 1640, 1^st December, another’s strong and great Portuguese’s, with them courage put Spanish king out side Portugal, and had to restore the Portuguese Nationality.

Begin of twenty century, were the end of monarchy system and the rise of republican system. The first 15 years of Republic, were many problems. In Twenties of twenty century, were began the Totalitarian, Oppressive and Colonialist Regime, that finish in 1974, April.

Portuguese make the transition from a repressive regime to free regime, without blood, with intelligence and diplomacy. Portugal experience can show for all world, like a big example of pacific transition between deferent’s regimes.

Portuguese language is, now a day, spoken by more than 250 millions of people in all continents – the sixth language more spoken around world.

Like you can see, Portugal is not only last 20 or 30 years.

Portugal have a very long and reach story and now like passed, Portuguese people will be done all things in way to exceed this moment of crisis and take the way of growth (GDP and employment), but too, maintain the high respect for social, human conditions, education, urbanity and civilization.

Portugal and Portuguese’s will be winner this new battle (only one more, along it story).