Endividamento - Antonio Gaspar

The UK Debt Statistics - October 2013

Total UK personal debt
    •    Outstanding personal debt stood at £1.427 trillion at the end of August 2013. This is up from £1.421 trillion at the end of August 2012.
    •    Outstanding secured (mortgage) lending stood at £1.268 trillion at the end of August 2013. This is up from £1.264 trillion at the end of August 2012.
    •    Outstanding unsecured (consumer credit) lending stood at £158.7 billion at the end of August 2013. This is up from £156.8 billion at the end of August 2012.
    •    Average household debt in the UK (excluding mortgages) was £6,020 in August. This is up from a revised £6,007 in July.
    •    Average household debt in the UK (including mortgages) was £54,141 in August. This is up from a revised £54,111 in July.
    •    The average amount owed per UK adult (including mortgages) was £28,630 in August. This is up from a revised £28,614 in July and was around 116% of average earnings.
    •    Average consumer borrowing (including credit cards, motor and retail finance deals, overdrafts and unsecured loans) per UK adult was £3,183 in August. This is up from a revised £3,177 in July.

Everyday in the UK 
    •    282 people are declared insolvent or bankrupt every day (based on Q2 2013 trends). This is equivalent to one person every 5 minutes 7 seconds.
    •    1,317 Consumer County Court Judgements (CCJs) are issued every day (based on Q2 2013 trends). The average value of a Consumer CCJ in Q2 2013 was £2,766.
    •    Citizens Advice Bureaux in England and Wales dealt with 7,420 new debt problems every working day during the year ending June 2013.
    •    It costs an average of £29.02 per day to raise a child from birth to the age of 21.
    •    84 properties are repossessed every day (based on Q2 2013 trends).
    •    An additional 14 people a day became unemployed for over 12 months during the year ending July 2013.