terça-feira, 1 de agosto de 2017

VARIAÇÕES HOMÓLOGAS
 HOMOLOGOUS CHANGE
 
Empréstimos de Outras Instituições Financeiras Monetárias a Particulares  
Loans of Other Monetary Financial Institutions to Private Individuals  
          Milhões de Euros
    Millions of Euros
Crédito   Concedido            Cobrança Duvidosa
Banking Credit            Installment Credit          Uncertain Collection
Habitação ABR.16 96.820     2.543  
Mortgage ABR.17 94.014     2.132 -16,16%
Consumo ABR.16 12.213     1.049  
Consumption ABR.17 13.813 13,10%   767 -26,88%
Outros Fins ABR.16 9.411     1.450  
Another Finality ABR.17 8.626 -8,34%   1.875 29,31%
Total ABR.16 118.444     5.042  
Total ABR.17 116.454 -1,68%   4.774 -5,32%
   
Fonte: Boletim Estatístico do Banco de Portugal    
Source: Portugal Central Bank
VARIAÇÕES HOMÓLOGAS
 HOMOLOGOUS CHANGE
Empréstimos de Outras Instituições Financeiras Monetárias a Empresas Não Financeiras
Loans of Other Monetary Financial Institutions to Non-Financial Corporations
          Milhões de Euros
    Millions of Euros
  Crédito Concedido     Cobrança Duvidosa
                              Installment Credit            Uncertain Collection
  ABR.16 80.616   12.964  
  ABR.17 74.715 -7,32%   11.050 -14,76%
Fonte: Boletim Estatístico do Banco de Portugal
Source: Portugal Central Bank

quarta-feira, 26 de julho de 2017

quarta-feira, 19 de julho de 2017

Portugal Hopes for Europe-Wide Solution for Bad Loans (NPL's).
 
Portuguese Finance Minister Mario Centeno, said he’s hopeful there will be a European approach to deal with non-performing loans affecting banks in the region, and if not his country will go ahead with its own attempt to address the problem.

“We are now discussing with the European Commission, hopefully, a European-wide solution, but if not we will advance on our own on a solution for NPLs,” Centeno said in a Bloomberg Television intervew in Brussels. “It’s going to be a solution that has to work with market participants, both on the supply and demand sides.”

While Portugal exited its three-year international bailout program in 2014, it’s still dealing with pending issues including bad loans at banks. Credit at risk at Portuguese banks has been stuck at about 12 percent of the total for the last two years. Banco Comercial Português, Portugal’s biggest publicly traded bank, booked a record 1.6 billion euros ($1.8 billion) in impairments for 2016. For state-owned lender Caixa Geral de Depositos SA, impairments and provisions totaled 3 billion last year.
Centeno  said on March 29, that Portugal estimates that about 5 billion euros may be enough to address the “big problems” in terms of non-performing loans hampering the country’s banks. The government is “envisaging creating a systemic solution that on the basis of a voluntary reaction from the banks to join the solution, will bring in new private capital,” he said at the time.